No minimum group size

With no minimum group size requirement, you can keep all of your employees covered for full peace of mind.

3 Annual Limit plans to choose from

To suit different needs and budgets, we have 3 plans for you to select from, starting from S$15,000.

Simple and easy to understand

No sub-limits to the plan (unless otherwise stated). 

Covers Pre-existing conditions

No Exclusion on the Pre-existing conditions.

It is not only important for companies to maintain a safe working environment, but also to have ample coverage for employees to manage any unforeseen expenses due to sickness or unfortunate accidents.

Benefits+ Foreign Workers provides protection for your foreign employees against the cost of hospitalisation, surgery and other related expenses with no minimum group size.

Key Features

Coverage

Please refer to the Policy Wordings for the full list of exclusions.

Key Exclusions

What is Not Covered

Entry age

Work permit, S-pass or issued with an In-Principle Approval (IPA) by Singapore Ministry of Manpower (MOM)

Foreign Workers with work passes

Active Service

Eligibilty

Plans

In line with the latest announcement by MOM, we will be extending COVID-19 coverage for Foreign Workers (new and existing employees and dependants) from Day 1 of their arrival in Singapore.

Please click here for the latest advisories by MOM.

Click here for the terms and conditions of the coverage.

An Employee shall be considered in Active Service if:

(a) employed by the Policyholder on a full-time permanent basis, 

(b) actively working on a day which is one of the Policyholder’s scheduled work days, and

(c) performing in a customary manner all the regular duties of his employment with the Policyholder on a full-time basis that day.

Employees on no pay leave for medical reasons, shall not be considered in Active Service, unless otherwise endorsed.

Our total aggregate liability shall not exceed the annual limit for any Insured Member stated in the Policy Schedule. When the aggregate total Benefits paid under this policy in any one Period of Insurance reaches the annual limit for any Insured Member, no further Benefits shall be payable in respect of that Insured Member for the remainder of the Period of Insurance.

Product T&C

Policy Information and More

Downloads

If something unexpected happens on your trip, rest assured that we've got your back.

We've made it fast and simple for you to submit your claim.

Make a Travel Claim

We settle 90% of travel claims within 10 days* and paid out 18,000 claims in 2018 alone.

Get In Touch

Benefits+ Foreign Workers is underwritten by HSBC Life (Singapore) Pte. Ltd. (“HSBC Life”). This advertisement is not a contract of insurance and not for use outside Singapore. The precise terms and conditions are specified in the policy contract. 

This advertisement is for your information only and does not have any regard to your specific investment objectives, financial situation or particular needs. You may wish to seek advice from a financial planner before making a commitment to buy the product, and if you choose not to seek advice, you should consider whether the product is suitable for you.

This is only product information provided by us. You should seek advice from a financial planner if in doubt. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. A penalty may be imposed for early termination and the new policy may cost more, or have less benefits at the same cost.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

All information is correct as of 01 February 2023.

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Every worker matters

Benefits+ Foreign Workers

Benefits+ Foreign Workers provides protection for your foreign employees against the cost of hospitalisation, surgery and other related expenses.

Benefits+ Foreign Workers

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