High Annual Coverage Limits

HSBC Life Shield Plan A with private hospital coverage, offers a high annual limit of up to S$2.5 million (If treated by HSBC Life Panel of Specialists or at a Restructured Hospital).

Long Pre- and Post-Hospitalisation Coverage

HSBC Life Shield covers you up to 180 days before admission and 365 days after discharge.

Exclusive Value-Added Services

Enjoy pre-negotiated consultation fees with our General Practitioners (GP) Panel1, Specialist Panel (SP)1, Extended Panel (EP)1, Physiotherapist Panel2 and Dental Panel3.

A Letter of Guarantee (LOG) of up to HSBC Life Shield annual limit can be issued prior to a hospitalisation or surgery if treated by HSBC Life Panel of Specialists or Extended Panel. 

From 1st April 2022, we offer a new Extended Panel of Specialists which consists of specialists belonging to other Shield insurers’ panel who agree to join our Extended Panel and provide Panel benefits to our Shield policyholders. Find out more here.

Enjoy complimentary remote teleconsultation and medicine delivery4 with our Panel clinics in the comfort and privacy of your own home.

You can find more information about how to register and use your account under "Policy Information and Downloads".

Lifetime Renewability

HSBC Life Shield protects you for life with guaranteed renewability.

HSBC Life Shield is an Integrated Shield medical re-imbursement plan designed to complement the Singapore MediShield Life plan.

It offers you a wide range of benefits to cover your everyday healthcare needs, from pre-hospitalisation to post-hospitalisation.

Highlights

Coverage

Please refer to the General Provisions for the full list of exclusions.

Key Exclusions

Get 10% off* your first year premium when you sign up for HSBC Life Shield (Plan A, Plan B and Standard Plan). Offer valid until further notice. 

Find out more from our representatives today!

Promotion

HSBC Life Shield is a plan payable by MediSave, subject to MediSave withdrawal limits. Please refer to the Ministry of Health's website for details.

1. Excludes medications, prescriptions, investigations and surcharges. Please pay all medical treatment fees to the clinic directly. If there is any hospital admission/Day Surgical Procedure, such bills may be submitted to HSBC Life for reimbursement. Terms and Conditions apply. The list of value-added services may be amended from time to time.

2. Please pay all physiotherapy treatment fees to the clinic directly. If there is any hospital admission/Day Surgical Procedure, such bills may be submitted to HSBC Life for reimbursement. Terms and Conditions apply.

3. Excludes medications, prescriptions, diagnostic tests such as X-ray, medical appliances, scaling and polishing, extraction of teeth, dental surgery etc. Please pay all dental treatment fees to the clinic directly. Please note that HSBC Life Shield does not cover dental treatment; except dental treatment due to an Accident and such treatments are done during Hospitalisation.

4. Excludes medication charges. Please pay all medication fees to the clinic directly. Terms and Conditions apply.

Product T&Cs

T&Cs

Plans

Emergency Outpatient Treatment due to Accident

Fractures, Dislocations and Sport Injuries

Dengue Fever, Hand, Foot & Mouth Disease and Food Poisoning

Accommodation Charges for Immediate Family

Covers the following benefits, subject to different limits for Plan A, B and Standard Plan:

HSBC Life Enhanced Care Rider

Add-Ons to Consider

Add-Ons

Policy Information and Downloads

Downloads

We've made it fast and simple for you to submit your claim.

Make a Claim

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Get In Touch

This plan is underwritten by HSBC Life (Singapore) Pte. Ltd. (“HSBC Life”). This advertisement is not a contract of insurance and not for use outside Singapore. The precise terms and conditions are specified in the policy contract.

This advertisement is for your information only and does not have any regard to your specific investment objectives, financial situation or particular needs. You may wish to seek advice from a financial planner before making a commitment to buy the product, and if you choose not to seek advice, you should consider whether the product is suitable for you.

This is only product information provided by us. You should seek advice from a financial planner if in doubt. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs.

A Product Summary is available and may be obtained from a financial planner representing HSBC Life. You should read it before deciding whether to purchase the policy. If you decide that the policy is not suitable after purchasing it, you may terminate the policy in accordance with the free-look provision, and HSBC Life may recover from you any expenses incurred in underwriting the policy. A penalty may be imposed for early termination and the new policy may cost more, or have less benefits at the same cost.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

All information is correct as of 01 April 2023.

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Shield your loved ones with complete care

HSBC Life Shield

HSBC Life Shield offers you a wide range of benefits to cover all your hospitalisation needs, and also Post-Hospitalisation coverage of 365 Days.

HSBC Life Shield

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