Early, Intermediate and Advanced Stage Cancer Benefit

Early or Intermediate Stage Cancer: 15% sum assured

Advanced Stage Cancer: 100% sum assured, less any Early or Intermediate Stage Cancer claim paid previously

Free Child Cover

Free coverage of 15% sum assured1 for your child2 should he/she be diagnosed with any Advanced Stage Cancer

Waiver of Premium

In the event of Early or Intermediate Stage Cancer claim, premiums for the next 24 months will be waived3

Death and Terminal Illness Benefit

Receive 15% sum assured4 if the Life Assured passes on or is diagnosed with terminal illness

To find out more, please refer to our brochure.

We are here to open new doors for the heroes who have fought and bounced back. We believe in you, and we are here to partner you to go further.

HSBC Life Cancer ReCover is the first plan in Singapore designed to protect cancer survivors by covering recurrent or new primary cancers.

Key Features

Features

Life Assured: 5 to 65 years old5

1. The applicant's previous cancer can be of Carcinoma-in-situ (CIS) or Stages 1 to 3, except for brain cancer.

2. The applicant has to be in remission 6 for at least 3 years.

3. The applicant has only 1 previous cancer.7

Eligibility and Options

Age 43, signs up for HSBC Life Cancer ReCover

Age 50, diagnosed with Intermediate Stage Breast Cancer

Age 52, premium payment resumes3

Payout: S$85,000 (remaining 85% sum assured)

Age 55, diagnosed with Advanced Stage Ovarian Cancer    

How HSBC Life Cancer ReCover provides coverage for cancer survivors

Previously diagnosed with Stage 1 Cervical Cancer at age 37.

She was confirmed to be in remission6 by her doctor at age 40.

HSBC Life Cancer ReCover, sum assured of S$100,000 and policy term of 15 years

Monthly premium of S$2638 for 15 years

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Illustration

1. Free Child Cover benefit pays out 15% of the original sum assured, capped at S$25,000. This benefit is claimable once.

2. Applicable to the Life Assured’s biological child or legally adopted child. Stepchildren are not included. The child must be 30 days old (attained age) to 18 years old (age nearest birthday) upon diagnosis of any Advanced Stage Cancer. The child need not be in existence during the application of this policy. Please refer to the Product Summary for details.

3. This benefit can only be activated once. Upon resumption of the premium payment after 24 months, your premiums will be adjusted to the corresponding remaining sum assured.

4. Death and Terminal Illness Benefit pays out 15% of the original sum assured. Upon payment of this benefit, the policy will terminate.

5. Maximum entry age allowed is subject to the policy term and the maximum coverage age of 70 years old (age nearest birthday). Minimum entry age is based on attained age. Maximum entry/coverage age is based on age nearest birthday.

6. Remission is defined as, when a person had been diagnosed with Cancer but after completion of Cancer Related Treatment (such as, but not limited to, consultations, chemotherapy, radiotherapy, targeted therapy, immunotherapy or hormonal therapy), there are no signs or symptoms of Cancer, and no evidence of the Cancer can be found upon a physical examination by a doctor or through follow up investigations including but not limited to radiological or imaging tests such as mammogram, ultrasound, x-ray, CT scan, MRI or PET scan, or any blood, stool or urine tests.

7. This is a simple outline  of the conditions the applicant has to meet to be eligible for this plan. HSBC Life will make full assessment of the Applicant's medical history. For the full list of eligibilities, please speak to our Financial Planner to find out more.

8. Figures are rounded to the nearest number.

Product T&Cs

T&Cs

Policy Information and Downloads

Downloads

We've made it easy for you to file a claim

File a claim

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Product Disclosure
This plan is underwritten by HSBC Life (Singapore) Pte. Ltd. (“HSBC Life”). This advertisement is not a contract of insurance and not for use outside Singapore. The precise terms and conditions are specified in the policy contract.

This advertisement is for your information only and does not have any regard to your specific investment objectives, financial situation or particular needs. You may wish to seek advice from a financial planner before making a commitment to buy the product, and if you choose not to seek advice, you should consider whether the product is suitable for you.

Buying a life insurance policy is a long-term commitment. An early termination usually involves high costs and the surrender value payable may be less than the total premiums paid.

A Product Summary is available and may be obtained from a financial planner representing HSBC Life. You should read it before deciding whether to purchase the policy.

This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for Your Policy is automatic and no further action is required from You. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

All information is correct as of 01 February 2023.

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Not all doors close when cancer returns

HSBC Life 
Cancer ReCover

Opening new doors to the heroes of life, HSBC Life Cancer ReCover provides cancer survivors with coverage against newly diagnosed cancer or relapse of previous cancer

HSBC Life Cancer ReCover

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