Affordable Premiums

Premiums from as low as S$0.75/day1 for Sum Assured of S$25,000

Multiple Claims up to 3.5 times Sum Assured

Claim multiple times up to a total of 300% Sum Assured from the 4 Core Benefits2, plus a fixed coverage of S$25,000 under Support Benefit3

Reset feature: One time reset on Female Illness Benefit when your total cumulative claim(s)4 is less than 100% of sum assured

Biennial Health Check-up

Preventive health screening once every 2 years5

Free Child Cover

Free coverage of S$5,0006 extended to your child should he/she be diagnosed with Critical Illness

Waiver of Premiums

Premiums waived for 36 months upon cumulative claim(s) of 50% Sum Assured made under Female Illness Benefit, capped at 2 claims

To find out more, please refer to our brochure.

As a woman, you juggle life’s many responsibilities, family, health, career and finances, there is often little time to prepare for unexpected situations.

HSBC Life CritiCare for Her provides benefits that supports you from diagnosis to recovery, ranging from Female Illness Benefit, Surgery Benefit and Reconstructive Surgery or Skin Grafting Benefit, and Support Benefit.

What is Covered

Features

Life Assured: 18 to 60 years old7
Policyholder: 18 to 99 years old7

Eligibility and Options

Age 30, signs up for HSBC Life CritiCare for Her

Payout: S$50,000 (50% Sum Assured under Female Illness Benefit)
Premium waiver activated (36 months)

Age 33, Health Check-up and diagnosed with Carcinoma in situ of the Breast

Female Illness Benefit resets4

Payout: S$100,000 (100% Sum Assured under Female Illness Benefit) Premium waiver activated (36 months)

Age 35, Health Check-up and diagnosed with Malignant Cancer of Breast

Payout: S$30,000 (30% Sum Assured of Surgery Benefit)

Payout: S$100,000 (under Reconstructive Surgery or Skin Grafting Benefit)

Age 36, underwent Breast Reconstructive Surgery

Age 37, went for outpatient Breast Cancer treatment

S$5,000 (under Free Child Cover6)

Age 39, her son is diagnosed with Leukaemia

Age 49, passed on due to Cancer of Breast

How HSBC Life CritiCare for Her can provide an extensive coverage

Sally, 30 years old, married with 2 children

HSBC Life CritiCare for Her Sum Assured: S$100,000

Annual Premium of S$1,470 and premium term of 20 years

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Illustration

Premium is based on the profile of an 18 year old female, non-smoker, for a Sum Assured of S$25,000 and 10 Years Term.

4 Core Benefits: Female Illness Benefit, Surgery Benefit, Reconstructive Surgery or Skin Grafting Benefit and Support Benefit. Please refer to the product summary for the list of conditions.

The maximum Support Benefit payable on the Life Assured is S$25,000, inclusive of all HSBC Life CritiCare for Her policies issued by HSBC Life, in respect of the same Life Assured. Please refer to the Product Summary for the List of Support Benefit definitions, conditions and exclusions. 

If total cumulative claim(s) is less than 100% of Sum Assured under the Female Illness Benefit, We will activate a one (1) time Reset after a waiting period of 12 months from date of diagnosis of the latest claim. After the Reset Feature is activated, we will pay the lower of 100% of Sum Assured or 150% of Sum Assured minus all previous claim(s). After which, this Benefit will terminate. Hence, the total Sum Assured payout with the Reset Feature will be capped at a maximum of 150% of Sum Assured.

Reimbursement for Biennial Health Check-up varies from S$100 to S$400, depending on the selected Sum Assured. You must make all premiums due in order to be eligible for each Biennial Health Check-up benefit.

Free Child Cover is applicable to the Life Assured's biological or legally adopted child from the age of 30 days to 18 age nearest birthday. Claimable once. Please refer to the Product Summary for details.

Minimum entry age: Based on attained age. 
Maximum entry age: Based on age nearest birthday.

Product T&Cs

T&Cs

Policy Information and Downloads

Downloads

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Get In Touch

This plan is underwritten by HSBC Life (Singapore) Pte. Ltd. (“HSBC Life”). This advertisement is not a contract of insurance and not for use outside Singapore. The precise terms and conditions are specified in the policy contract.

This advertisement is for your information only and does not have any regard to your specific investment objectives, financial situation or particular needs. You may wish to seek advice from a financial planner before making a commitment to buy the product, and if you choose not to seek advice, you should consider whether the product is suitable for you.

Buying a life insurance policy is a long-term commitment. An early termination usually involves high costs and the surrender value payable may be less than the total premiums paid.

A Product Summary is available and may be obtained from a financial planner representing HSBC Life. You should read it before deciding whether to purchase the policy.

This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for Your Policy is automatic and no further action is required from You. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

All information is correct as of 01 February 2023.

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The essentials, tailored for women

HSBC Life CritiCare For Her

Cover yourself against adversity and only pay for what you need. HSBC Life CritiCare for Her and HSBC Life CritiCare for Him provides protection for selected gender-specific critical illnesses with extensive benefits to support you from diagnosis to recovery.

HSBC Life CritiCare For Her

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