Flexibility of premium payment term

Protection coverage for the period of your choice

Protection against death and terminal illness for the period you desire

Guaranteed Renewability

For a 5-year policy term, your policy will be automatically renewed1 with no health declaration required

Advance payout upon disability

Advance lump sum payout upon onset of Total and Permanent Disability2

To find out more, please refer to our brochure.

A practical and affordable term life plan that you can purchase directly from HSBC Life. With flexible protection and payment terms, you will always be prepared for whatever life throws your way.

DIRECT - HSBC Life - Term Lite provides protection with benefits payable upon death, terminal illness or total and permanent disability.

Key features

Features

Policy term of 5 year (renewable1): 18 – 65 years old3

Policy term of 20 year (non-renewable): 18 – 65 years old3

Policy term to age 65: 18 – 60 years old3

Eligibility and options

Enhance your protection with this optional rider4 which covers you for major critical illnesses such as cancers, heart diseases and stroke.

DIRECT-HSBC Life-Term Care

Add-ons to consider

Add-ons

Age 35, signs up for DIRECT-HSBC Life-Term Lite

How DIRECT - HSBC Life - Term Lite provides affordable term protection

DIRECT - HSBC Life - Term Lite Sum Assured: S$300,000

+ DIRECT-HSBC Life-Term Care Sum Assured: S$300,000

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Illustration

Policy is only renewable up to the last applicable renewal age of 80, up to maximum coverage age of 85.

Total and Permanent Disability is covered up to the age of 65.

Minimum entry age: Based on attained age.
Maximum entry age: Based on age nearest birthday.

DIRECT-HSBC Life-Term Care rider provides coverage up to age 65. The list of medical conditions covered can be found in the product summary.

Product T&Cs

T&Cs

Policy information and downloads

Downloads

We've made it easy for you to file a claim

File a Claim

Get in touch

This plan is underwritten by HSBC Life (Singapore) Pte. Ltd. ("HSBC Life"). This advertisement is not a contract of insurance and not for use outside Singapore. The precise terms and conditions are specified in the policy contract.

This advertisement is for your information only and does not have any regard to your specific investment objectives, financial situation or particular needs. You may wish to seek advice from a financial planner before making a commitment to buy the product, and if you choose not to seek advice, you should consider whether the product is suitable for you.

Buying a life insurance policy is a long-term commitment. An early termination usually involves high costs and the surrender value payable may be less than the total premiums paid.

A Product Summary is available and may be obtained from a financial planner representing HSBC Life. You should read it before deciding whether to purchase the policy.

This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for Your Policy is automatic and no further action is required from You. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

All information is correct as of 01 February 2023.

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Your first step to a secure future

DIRECT - HSBC Life - Term Lite

Buy direct term life insurance from HSBC Life. DIRECT - HSBC Life - Term Life is a practical and affordable term life insurance plan.

DIRECT - HSBC Life - Term Lite

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