Flexible choice of insuring Mother, Father or Child's sibling

Choice of insuring either the Mother, Father or Child's sibling under any one of the eligible HSBC Life Basic Plans (Refer to HSBC Life HappyFamily leaflet for list of eligible plans).

Early Delivery by Caesarean Section Benefit for Mother

Receive 15% sum assured if the Life Assured has undergone a delivery at less than 36 weeks of gestation by caesarean section1.

Comprehensive coverage for Mother and Baby

Stay protected from a comprehensive list of covered pregnancy complications, congenital illnesses and hospitalisation events

Option to enhance protection for newborn Child

Option to purchase HSBC Life Flexi Protector or HSBC Life - Life Treasure (II) for newborn Child without underwriting, within 60 days from Child's birth.

HSBC Life Shield cover for newborn Child without underwriting

Apply HSBC Life Shield Plan B for newborn Child2 and enjoy free first year premium3, within 60 days from Child's birth.

HSBC Life HappyFamily is a two-plan bundle consisting of HSBC Life EmpoweredMum prenatal plan and an eligible HSBC Life Basic Plan, allowing you to enjoy more expansive coverage for the whole family.

HSBC Life EmpoweredMum is the first prenatal plan in Singapore that covers early delivery by caesarean section for pregnant mothers.

Key Features

Features

Life Assured: 18 to 45 years old4

Policyholder: 18 to 99 years old4

Expectant mothers who are between their 13 to 36 weeks of pregnancy

Eligibility and Options

1. This benefit only covers singleton pregnancies.

2. The Policyholder is eligible to enjoy this offer if within 60 days from Child’s birth, HSBC Life Flexi Protector or HSBC Life - Life Treasure (II) for the newborn Child (the "Child Plan") under HSBC Life HappyFamily has been taken up and is inforce.

3. Refers to free first year HSBC Life Shield Plan B premium only. The Policyholder is required to pay the MediShield Life premium. Premium is payable for any rider attached. Under this offer, there is no underwriting for HSBC Life Shield Plan B. If any rider is applied together with HSBC Life Shield Plan B, there is no underwriting for both the basic policy and rider. The Child will not be covered for any pre-existing conditions or congenital illnesses the Child was born with (or the signs or symptoms of these illnesses) known before the effective date of the HSBC Life Shield Plan B policy and any rider, if applicable. Beyond 60 days from the newborn Child’s date of birth, any application for the HSBC Life Shield Plan B will be subject to the prevailing underwriting guidelines and full premium is payable.

4. Minimum entry age is based on attained age. Maximum entry age is based on age nearest birthday.

Product T&Cs

T&Cs

Policy Information and Downloads

Downloads

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The plan is underwritten by HSBC Life (Singapore) Pte. Ltd. (“HSBC Life”). This advertisement is not a contract of insurance and not for use outside Singapore. The precise terms and conditions are specified in the policy contract.

This advertisement is for your information only and does not have any regard to your specific investment objectives, financial situation or particular needs. You may wish to seek advice from a financial planner before making a commitment to buy the product, and if you choose not to seek advice, you should consider whether the product is suitable for you.

Buying a life insurance policy is a long-term commitment. An early termination usually involves high costs and the surrender value payable may be less than the total premiums paid. A Product Summary is available and may be obtained from a financial planner representing HSBC Life. You should read it before deciding whether to purchase the policy.

Buying an Investment-Linked Policy (“ILP”) comes with investment risks, as the value of units in the ILP Sub-fund(s) and income accruing to the units, if any, may rise or fall, which may lead to possible loss of the principal amount invested. Past performance figures shown are not indicative of future performance. A Product Summary with details on product features and charges and a Product Highlights Sheet in relation to the ILP Sub-fund(s) are available and may be obtained from a financial planner representing HSBC Life. You should read them before deciding whether to subscribe for units in the ILP Sub-fund(s).

This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for Your Policy is automatic and no further action is required from You. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

All information is correct as of 01 February 2023.

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Stay confident from pregnancy to parenthood

HSBC Life HappyFamily

HSBC Life HappyFamily is a prenatal bundle that ensures peace of mind protection during your maternity while providing comprehensive coverage for your family.

HSBC Life HappyFamily

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