Enjoy Lifetime of Regular Income

Receive a guaranteed and non-guaranteed monthly payouts1 from the end of the 49th month up to age 120 of the original life insured.

Choice of Currency

Available in both SGD and USD2.

Hassle-free Application

Coverage for death or terminal illness3 with no medical examination required.

Replacement of Life Insured

Option to change the life insured up to three times during the policy term, for both corporate and individual policies. You may change the life insured as long as the new life insured meets our requirement at the time of application.

To find out more, please refer to our brochure.

AXA Insurance Pte Ltd (AXA Insurance) is now part of HSBC Group.

HSBC Life Sapphire Prestige Income is a single premium whole life plan that gifts you and your family peace of mind for generations. 

Enjoy regular income for life that complements your savings and supports your quality of life with financial flexibility and convenience.

Key Features

Features

Guaranteed cash value equivalent to 80% of the single premium paid from day 1 of the policy.

Receive a lump sum payout when the policy matures4 at age 120 of the original life insured.

Other Benefits

Policy Information and Downloads

Downloads

Monthly payouts are in the form of regular income that is made up of Guaranteed Monthly Payout and non-guaranteed Monthly Cash Bonus. It is payable as long as the policy continues to be in force, or to age 120 of the original life insured.

Not applicable to policies purchase through Supplementary Retirement Scheme.

The Death and Terminal Illness Benefit payable is the sum of:
− 105% of the Premium paid; and
− Terminal Bonus (if any), less any amount owing to the company

The policy matures on the policy anniversary when original life insured is age 120. The policy will terminate when the Maturity benefit is paid.

Product Terms and conditions

This plan is underwritten by AXA Insurance Pte Ltd (“AXA”). This advertisement is not a contract of insurance and not for use outside Singapore. The precise terms and conditions are specified in the policy contract. 

This advertisement is for your information only and does not have any regard to your specific investment objectives, financial situation or particular needs. You may wish to seek advice from a financial consultant before making a commitment to buy the product, and if you choose not to seek advice, you should consider whether the product is suitable for you. 

Buying a life insurance policy is a long-term commitment. An early termination usually involves high costs and the surrender value payable may be less than the total premiums paid.

Buying an Investment-Linked Policy (“ILP”) comes with investment risks, as the value of units in the ILP Sub-fund(s) and income accruing to the units, if any, may rise or fall, which may lead to possible loss of the principal amount invested.

A Product Summary with details on product features and charges and a Product Highlights Sheet in relation to the ILP Sub-fund(s) are available and may be obtained from a financial consultant representing AXA. You should read them before deciding whether to subscribe for units in the ILP Sub-fund(s).

This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for Your Policy is automatic and no further action is required from You. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

 This advertisement has not been reviewed by the Monetary Authority of Singapore.

All information is correct as of 04 October 2021.

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A Promise that Lasts Generations

HSBC Life Sapphire Prestige Income

HSBC Life Sapphire Prestige Income is a single premium whole life plan that gifts you and your family peace of mind for generations.

HSBC Life Sapphire Prestige Income

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