Unlimited claims payout up to 600% Sum Assured (SA)

An affordable plan from as low as S$31 a day with multiple coverage for Early, Intermediate and Advanced Stage Critical Illness (CI)2

Coverage for Re-diagnosed Cancer, 

Recurrent Heart Attack and Stroke at any stages

100% SA payout each claim not only at Advanced Stage but also at Early and Intermediate Stage of relapsed or separate top common critical illness3

Diabetes Care Programme (worth S$2,500 per annum)

Control your diabetes condition through a complimentary care programme with professional support till end of the policy term4

Extra protection for 11 Special and 10 Juvenile conditions

Receive additional payout of 10% SA up to S$25,000 for each Special or Juvenile condition5

Death Benefit

Receive S$10,0006 if the Life Assured passes on

Eliminate disruptions to your CI coverage

Optional riders7 to waive future premiums upon diagnosis of Early to Advanced Stage critical illness, or involuntary loss of income

To find out more, please refer to our brochure.

When diabetes and critical illness recurrence become more common*, let's face the unexpected with confidence by taking charge of your choices in life!

HSBC Life Super CritiCare is a holistic critical illness insurance with multiple payouts up to 600% Sum Assured and a Diabetes Care Programme that puts your well-being in your hands.

Key Features

Features

As a standalone Basic Plan or with the addition of an optional Rider to selected HSBC Life plans8

Life Assured : 1 month to 70 years old9

Policyholder: 18 to 99 years old9

To Age term: to age 50, 55, 60, 65, 70 or 75

Renewable10 term: 5, 10, 15, 20, 25 or 30 years

Eligibility and Options

In the event of early to advanced stage critical illness diagnosis, your future premiums will be waived. In addition, in the event of involuntary loss of income(7), your premiums for the next 6 months will be waived.

Premium Waiver

In the event of early to advanced stage critical illness diagnosis, your future premiums will be waived. In addition, in the event of involuntary loss of income7, your premiums for the next 6 months will be waived.

Add-Ons to Consider

Add-Ons

In the event of total and permanent disability, critical illness from early to advanced stage, or death of the payer, your future premiums will be waived and your loved one continues to be covered. In addition, in the event of involuntary loss of income(7), your premiums for the next 6 months will be waived.

Payer PremiumEraser

In the event of total and permanent disability, critical illness from early to advanced stage, or death of the payer, your future premiums will be waived and your loved one continues to be covered. In addition, in the event of involuntary loss of income7, your premiums for the next 6 months will be waived.

Age 30, signs up for HSBC Life Super CritiCare

Premium Waiver (ECIUN) rider: waives all future premiums

Age 35, diagnosed with Advanced Stage Breast Cancer

Offer: complimentary Diabetes Care Programme (worth S$2,500 per annum) till end of policy term.

Age 37, goes through Breast Reconstructive Surgery following a Mastectomy

Policy continues to cover Jasmine against CI, diabetes and death till end of policy term. 

Age 40, re-diagnosed with Early Stage Cancer in Cervix Uteri

How HSBC Life Super CritiCare empowers you to take control of your own well-being

HSBC Life Super CritiCare (To Age 75), basic Sum Assured: S$100,000

+ Premium Waiver (ECIUN) rider7

Monthly Premium of S$11311 till age 75

hsbc-avatar-female-desktop.png

Illustration

https://www.healthhub.sg/live-healthy/1317/how-diabetes-is-linked-toheart-disease-and-what-you-can-do-to-prevent-it

https://www.todayonline.com/daily-focus/health/when-two-or-more-cancers-strike

1. Premium is based on the profile of a 30-year-old-female, non-smoker, for a Sum Assured of S$100,000, policy term to age 75 and annual payment. Figures are rounded up to the nearest number.

2. Payout is subject to applicable limits. Upon diagnosis of a new CI condition, there is a twelve (12) months waiting period from the date of the diagnosis of the latest successful CI claim. Upon diagnosis of a Re-diagnosed Cancer, Recurrent Heart Attack or Stroke, there is a twenty-four (24) months waiting period from the date of the diagnosis of the latest successful Cancer, Heart Attack or Stroke claim regardless of stages.

3. Payout is subject to applicable limits. The total amount payable for all Cancers, Heart Attack and Stroke is capped at 300% of Sum Assured of the Basic Plan/Rider.

4. The Diabetes Care Programme is a twelve (12) months care programme, which will renew automatically, as long as the Life Assured has Diabetes as confirmed by our Company’s appointed doctors in the form of annual blood test(s) report.  This is an additional benefit that does not reduce the Sum Assured of any Benefits in the Basic Plan/Rider. The Diabetes Care Programme excludes the medication prescription and refills if any.

5. We will pay an additional amount equivalent to 10% of the original Sum Assured of the Basic Plan/Rider, subject to a maximum of S$25,000 per Life Assured for each Special Condition or Juvenile Condition. The list of medical conditions covered can be found in the product summary.

6. Death Benefit is not applicable to Super CritiCare rider.

7. Premium Waiver (ECIUN) provides coverage for the Life Assured to the end of the rider policy term and Involuntary Loss of Income benefit provides coverage up to age 50. Payer PremiumEraser (DTPDECIUN) provides coverage for the Policyholder up to age 65 and Involuntary Loss of Income benefits provides coverage up to age 50.

8. You may wish to seek advice from a HSBC Life Financial Planner for the list of eligible plans offered.

9. The maximum entry age for optional rider attachable to selected HSBC Life plans may differ.  Please speak to a HSBC Life Financial Planner for more details. Minimum entry age is based on attained age. Maximum entry/coverage age is based on age nearest birthday. 

10. The Basic Plan/Rider automatically renewed at the end of the policy term subject to renewal age limit of 75 years old and maximum expiry age of 99 years old nearest to the Policy Anniversary. Premiums will be adjusted according to the Life Assured’s age at policy renewal. If HSBC Life Super CritiCare is attached as a rider, the policy term of the renewed policy must have the same policy term as the existing basic policy, subject to the maximum renewal age as specified in the policy contract.

11. Figures are rounded up to the nearest number.

Product T&Cs

T&Cs

Policy Information and Downloads

Downloads

We've made it easy for you to file a claim

File a claim

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Product Disclosure
This plan is underwritten by HSBC Life (Singapore) Pte. Ltd. ("HSBC Life"). This advertisement is not a contract of insurance and not for use outside Singapore. The precise terms and conditions are specified in the policy contract.

This advertisement is for your information only and does not have any regard to your specific investment objectives, financial situation or particular needs. You may wish to seek advice from a financial planner before making a commitment to buy the product, and if you choose not to seek advice, you should consider whether the product is suitable for you.

Buying a life insurance policy is a long-term commitment. An early termination usually involves high costs and the surrender value payable may be less than the total premiums paid.

A Product Summary is available and may be obtained from a financial planner representing HSBC Life. You should read it before deciding whether to purchase the policy.

This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for Your Policy is automatic and no further action is required from You. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

All information is correct as of 01 February 2023.

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Stack your coverage, not your calories.

HSBC Life Super CritiCare

Find out more about our critical illness insurance plan. From as low as $3 a day, HSBC Life Super CritiCare provides multiple payouts up to 600% sum assured.

HSBC Life Super CritiCare

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