Accidental Death Benefit(ADB)

Receive a lump sum payout of the Sum Assured in the event of death caused by an accident.

Accidental Permanent Disablement Benefit (APDB)

Receive a lump sum payout of up to 150% of the Sum Assured in the event of any permanent disablement due to an accident.    

Double Indemnity Benefit

Receive 2 times payout of ADB or APDB if an accident occurs while you are travelling as a passenger on public transport.    

Triple Indemnity Benefit

Receive 3 times payout of ADB or APDB if an accident occurs while you are travelling on commercial airplanes.    

Free Child Cover

Enjoy free protection for up to 3 children at 10% of the basic Sum Assured for each child with a minimum basic Sum Assured of S$500,000.    

Life is a journey where you may not foresee all the bumps in your way. Stay protected with an essential first aid kit that supports you and your family during those inevitable moments beyond your control.

HSBC Life Band Aid is a personal accident plan that provides protection against death or permanent disability due to accidents. Enhance your coverage with 6 optional benefits to customise your plan based on your needs.

Key Features

Coverage

Life Assured: 15 days to 70 years old <sup>1</sup>
Policyholder: 18 to 70 years old <sup>1</sup>

Eligibility & Options

Plans

If the packages below do not meet your needs, talk to your HSBC Life financial planner for your customised plan.

Get a reimbursement for a period of 12 months from diagnosis of diseases such as Hand, Foot and Mouth Disease.

Medical Expenses

Add-Ons to Consider

Add-Ons

Benefit payable ranges from S$10,000 to S$50,000 depending on the protection you choose and the type of broken bone injuries caused by an accident.

Broken Bones Benefit

Get reimbursed for charges incurred within 180 days from the date of accident, if the injury requires you to modify parts of your home to facilitate movement after the accident.

Home Modification Reimbursement

Reimbursement for inpatient and outpatient treatments necessary for your recovery. This includes Traditional Chinese Medicine (TCM), Nursing care charges, Physiotherapy, Dental treatment and Mobility aid.

Accident Medical Reimbursement

Reimbursement for inpatient and outpatient treatments necessary for your recovery. This includes Traditional Chinese Medicine (TCM), Nursing care charges, Physiotherapy, Dental treatment and Mobility aid. 

If you are temporarily partially or totally disabled, we will pay a weekly benefit to you.

Weekly Benefit on Disablement (Weekly Indemnity)

Upon hospitalisation due to an accident, you will receive S$50 to S$400 per day for up to 100 days. When confined in ICU, 200% of selected benefit is payable up to 50 days for the same accident.

Daily Accident Hospitalisation Income

1. Minimum entry age is based on attained age. Maximum entry/coverage age is based on age nearest birthday. 

Product T&Cs

T&Cs

Policy Information and Downloads

Downloads

We've made it fast and simple for you to submit your claim.

Make a Claim

This plan is underwritten by HSBC Life (Singapore) Pte. Ltd. (“HSBC Life”). This advertisement is not a contract of insurance and not for use outside Singapore. The precise terms and conditions are specified in the policy contract. 

This advertisement is for your information only and does not have any regard to your specific investment objectives, financial situation or particular needs. You may wish to seek advice from a financial planner before making a commitment to buy the product, and if you choose not to seek advice, you should consider whether the product is suitable for you. 

This is only product information provided by us. You should seek advice from a financial planner if in doubt. Buying health insurance products that are not suitable for you may impact your ability to finance your future healthcare needs. The benefits of the policy will only be payable upon an accident occurring. It is usually detrimental to replace an existing personal accident policy with a new one. 

A Product Summary is available and may be obtained from a financial planner representing HSBC Life. You should read it before deciding whether to purchase the policy. If you decide that the policy is not suitable after purchasing it, you may terminate the policy in accordance with the free-look provision, and HSBC Life may recover from you any expenses incurred in underwriting the policy. A penalty may be imposed for early termination and the new policy may cost more, or have less benefits at the same cost. 

This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for Your Policy is automatic and no further action is required from You. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore. 

All information is correct as of 01 February 2023.

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HSBC Life Band Aid

HSBC Life Band Aid is an essential and customisable personal accident plan that pays out a lump sum in the event of death or permanent disability due to accidents.

HSBC Life Band Aid

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