Don't let anything get in the way of life
Spend more time living life to the fullest, rather than worrying about the unexpected. Accidents happen, and our HSBC Life SmartPA Protect+ plan will protect you and your loved ones if it comes to pass. So you can rest assured that we've got your back.
Key benefits
What's covered and not covered
This policy covers:
- Reimbursement of medical expenses: Double cover of medical expenses if you're hospitalised for more than 48 hours, and arrangement for a Letter of Guarantee if needed for overseas hospitalisation
- Home recuperation benefit: Cover for a doctor and / or nurse to make home visits to aid your recovery in the event that you're immobile
- Home and vehicle modification: Cover for the cost of modifying your home or vehicle to facilitate your mobility following a disability due to an accident
- Additional overseas coverage: An extra 50% of the death benefit in the event of death while overseas
- Family discount: Family members can enjoy a 10% discount if you and your spouse are covered under the same policy
This policy does not cover:
- Excluded activities such as sports played in a professional or competitive capacity, and participation in extreme sports like big-wave surfing, cliff jumping and ultra-marathons
- Injuries from excluded occupations such as full-time uniformed law-enforcers, underground workers, construction workers, professional sportsmen, off-shore rig/platform workers, air crew and armed security guards
Choose from 3 levels of protection
Compare the key features between the plans
All 3 plans cover:
- Accidental death or permanent disablement
- Accidental death while overseas (with an additional 50% payout)
- Accidental death while on public transport (with an additional 50% payout)
- Third-degree burns
- Medical expenses
- Post-accident therapy
- Lifestyle maintenance
- Free child cover
- Child cover for hand-foot-and-mouth disease
Open the accordions to see more details for each plan.
Enjoy additional benefits with an optional pack
- Get a payout if you suffer fracturesReceive a payout in the event you suffer fractures caused by an accident.
- Get support throughout your recoveryReceive reimbursement for home visits from a doctor, home nursing care and transport costs for follow-up treatments.
- Get financial support for your surviving familyYour surviving beneficiaries will receive a lump sum and a loan protector to pay for any outstanding loans in the event of your accidental death.
- Get daily cash allowance while you're hospitalisedReceive a daily hospital cash allowance for up to 365 days if you're hospitalised.
- Get covered for emergency evacuationsReceive reimbursement for transport costs in transferring you back to Singapore for medical treatment.
- Get covered for the cost of a funeralYour surviving beneficiaries will receive a lump sum to help with the cost of a funeral in the event of your accidental death.
Are you eligible?
The entry age[@age-last] is:
- 18 to 65 years, for adults
- 15 days to 18 years, for children[@child-defined]
The policyholder and insured persons must be Singapore citizens, permanent residents or foreigners who hold a valid pass, and must reside[@reside-defined] in Singapore.
Apply now
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Get in touch with us
You can also email us at cc.life@mail.life.hsbc.com.sg.
Alternatively, you can give us a call at your convenience.
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