Reimbursement of Medical Expenses

Double cover of medical expenses for hospitalisations exceeding 48 hours. Letter of Guarantee can be arranged for overseas hospitalisations if need be.

Home Recuperation Benefit

We will pay for the doctor and/or nurse to make home visits to nurse you back to health if you are immobile.

Home and Vehicle Modification

We will pay the cost to modify your home or vehicle to aid with your disability.

Additional Overseas Coverage

We will pay an additional 50% of the death benefit if occurs overseas.

Free Child Cover

Your children enjoy complimentary 20% of your cover (of 1 parent).

10% Family Discount

When you and your spouse are covered in the same policy.

For full details, please refer to our policy wordings:

Don't live life worrying about the unexpected when you can live it to the fullest. While you focus on doing all the things you enjoy, we'll protect you and your loved ones through life's journeys.

Accidents do happen. Should you meet with one, rest assured that we’ve got your back.

Key Features

What is Covered

Coverage

Any wilful or illegal act; Suicide or intentional self-injury; Any behaviour under the influence of alcohol or unprescribed drugs

Any pre-existing medical or congenital condition; Illness, infirmity or disease; Mental defect or insanity

Sports played in a professional or competitive capacity; Participating in extreme sports (such as big wave surfing, cliff jumping, ultra-marathon)

Injury arising from these occupations: Full-time uniformed law-enforcers, underground worker, construction worker, professional sportsman, off-shore rig/platform worker, air crew and armed security guards

Loss or damage caused by war, nuclear reaction or contamination, ionizing rays or radioactivity

Key Exclusions

What is Not Covered

Plans

Fractures Benefit - Pays for fractures in the event of an accident

Daily Hospital Cash Allowance - Pays up to 365 days

Home Recuperation Benefit - Reimburses for doctor's home visit, home nursing care and transportation cost for follow-up treatments

Emergency Medical Evacuation/ Repatriation - Reimburses transportation cost to transfer you back to Singapore for medical treatment

Family Shield - Pays a lump sum upon accidental death if you have a surviving spouse, parent or child

Funeral Expenses - Pays a lump sum to defray the cost of funeral

Loan Protector - Pays for any outstanding housing loans, vehicle loans, or education loans upon accidental death

Add-on Pack

Add-Ons to Consider

Add-Ons

Policy Information and Downloads

Downloads

If an accident happens to you, rest assured that we've got your back.

We've made it fast and simple for you to submit your claim.

Make a Claim

Get In Touch

This insurance plan is underwritten by HSBC Life (Singapore) Pte. Ltd. ("HSBC Life"). The information featured in this website is published for general information only and is not a contract of insurance. The precise terms and conditions of the plan are specified in the policy contract. A product summary for the insurance plan is available and may be obtained from HSBC Life (Singapore) Pte. Ltd. and the participating distributors' offices. You should read the product summary before deciding whether to purchase the plan.

You may wish to seek advice from a qualified adviser before making a commitment to purchase the insurance plan. In the event that you choose not to seek advice from a qualified adviser, you should consider whether the plan in question is suitable for you.

The insurance plans featured in this website may be protected under the Policy Owners' Protection Scheme, which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for such plans are automatic and no further action is required from you should you buy the plan. For more information on the types of benefits that are covered under the Policy Owners' Protection Scheme as well as the limits of coverage, where applicable, please visit the HSBC Life (Singapore) Pte. Ltd. website at insurance.hsbclife.com.sg or visit the LIA, GIA or SDIC websites (www.lia.org.sg, www.gia.org.sg or www.sdic.org.sg) for a copy of the SDIC Guide on PPF Scheme.

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HSBC Life & You

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