Affordable protection plan for young families

From as low as S$100 a month for the coverage against death, total and permanent disability, and terminal illness.

Personalise Your Protection to Fit Your Needs and Budget

Option to add on a wide range of supplementary benefits to enhance your protection for greater peace of mind.

Customised Investment Strategy

Access to funds from a wide selection of Asset Managers with a global presence.    

Redeem Your Investment at Any Time

Option to redeem any potential investment returns in partial withdrawals1.

Offer to increase cover at key milestones

Increase your coverage without the need for medical assessment at key life stages2 such as marriage or parenthood.

Transfer your insurance coverage to your loved one at any time

Exercise the Life Replacement Option (LRO) at any time3 to change the Life Assured to your spouse or child.

To find out more, please refer to our brochure.

HSBC Life Flexi Protector gives your family lifetime protection, while providing the flexibility to customise your savings and investment plan to grow wealth for the family and support all your dreams.

A regular premium savings investment-linked insurance plan that focuses on your protection with the potential for wealth accumulation.

Key Features

Features

1 month old to 70 years old4
Policyholder: 18 to 70 years old4

Choose to invest in SGD or USD according to your preference    

Eligibility and Options

1. Partial Withdrawal is only available for amounts of at least $250 in value provided always that the remaining Account Value is more than $2,500 (“Minimum Holding Amount”). If the Partial Withdrawal results in the remaining Account Value being lower than Minimum Holding Amount, no Partial Withdrawal is allowed and We will notify You. Partial Withdrawal is only allowed in multiples of $10.

2. The option to increase the Basic Sum Assured is available after the Policy has been in force for  at least one year from the Policy Commencement Date when the Policy is first issued and must be exercised within 90 days from the occurrence date of the significant milestone event and is subjected to terms and conditions.

3. Life Replacement Option allows the policyholder to replace the life assured with his/her spouse or child below 18 years old.

4. Minimum entry age: Based on attained age.
     Maximum entry age: Based on age nearest birthday.

Product T&Cs

T&Cs

Policy Information and Downloads

Downloads

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This plan is underwritten by HSBC Life (Singapore) Pte. Ltd. (“HSBC Life”). This advertisement is not a contract of insurance and not for use outside Singapore. The precise terms and conditions are specified in the policy contract.

This advertisement is for your information only and does not have any regard to your specific investment objectives, financial situation or particular needs. You may wish to seek advice from a financial planner before making a commitment to buy the product, and if you choose not to seek advice, you should consider whether the product is suitable for you.

Buying a life insurance policy is a long-term commitment. An early termination usually involves high costs and the surrender value payable may be less than the total premiums paid.

Buying an Investment-Linked Policy (“ILP”) comes with investment risks, as the value of units in the ILP Sub-fund(s) and income accruing to the units, if any, may rise or fall, which may lead to possible loss of the principal amount invested.

A Product Summary with details on product features and charges and a Product Highlights Sheet in relation to the ILP Sub-fund(s) are available and may be obtained from a financial planner representing HSBC Life. You should read them before deciding whether to subscribe for units in the ILP Sub-fund(s).

This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for Your Policy is automatic and no further action is required from You. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

HSBC Life Flexi Protector

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