Accelerate your financial harvest

Kickstart your investment with a 35% Start-up Bonus on your 1st year premium, and enjoy continuing rewards with a Loyalty Bonus1 of 0.15% per annum on account value from the 10th year to the end of your policy

No Account Maintenance Fee after 11 years

Your policy does not incur any Account Maintenance Fee2 after 11 years, so as you contribute more premiums and stay invested longer, your cost of investment is reduced significantly.

Transfer your plan to your loved ones

Life Replacement Option3 (LRO) gives you the flexibility to transfer your plan to your spouse or child to help your legacy planning.

Diverse funds for a bigger harvest

Invest more confidently with a wide, diverse selection of over 90 unique investment-linked sub-funds from a range of industries and geographical sectors

Get started easily

No medical checkup required. Enjoy a hassle-free application process when you sign up for this plan

To find out more, please refer to our brochure.

HSBC Life Wealth Harvest helps you grow your wealth with 100% of regular premiums invested in units. With zero account maintenance fee to policy after 11 years, your investment continues to grow in the long run, giving you a golden harvest for your future or a legacy to hand over to your loved ones.

A Regular Premium Investment-Linked Policy with 100% of regular premiums invested in units to focus on investment growth in the long run.

Key Features

Features

Life Assured: 1 month to 70 years old4

Policyholder: 18 to 99 years old4

Choose to invest in SGD or USD according to your preference

Choose to pay Annually, Semi-Annually, Quarterly or Monthly

Eligibility and Options

There will be no Loyalty Bonus given to the Policy in the subsequent twelve (12) Policy months if the Policyholder has made a Partial Withdrawal or Regular Withdrawal from Regular Premium Account. The Loyalty Bonus resumes on the 13th month following the date of Partial Withdrawal or Regular Withdrawal from Regular Premium Account.

Fund Management Fee is still payable from the assets of ILP Sub-fund after 11 years. Please note that Fund Management Fee is already accounted for in the unit price and is not an additional charge to the policy. For more information on fees and charges, please refer to product summary and fund summary.

Life Replacement Option allows the policyholder to replace the life assured with his/her spouse or child below 18 years old.

Minimum entry age: Based on attained age. 
Maximum entry age: Based on age nearest birthday.

Product T&Cs

T&Cs

Policy Information and Downloads

Downloads

We've made it easy for you to file a claim

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Get In Touch

This plan is underwritten by HSBC Life (Singapore) Pte. Ltd. (“HSBC Life”). This advertisement is not a contract of insurance and not for use outside Singapore. The precise terms and conditions are specified in the policy contract.

This advertisement is for your information only and does not have any regard to your specific investment objectives, financial situation or particular needs. You may wish to seek advice from a financial planner before making a commitment to buy the product, and if you choose not to seek advice, you should consider whether the product is suitable for you.

Buying a life insurance policy is a long-term commitment. An early termination usually involves high costs and the surrender value payable may be less than the total premiums paid.

Buying an Investment-Linked Policy (“ILP”) comes with investment risks, as the value of units in the ILP Sub-fund(s) and income accruing to the units, if any, may rise or fall, which may lead to possible loss of the principal amount invested.

A Product Summary with details on product features and charges and a Product Highlights Sheet in relation to the ILP Sub-fund(s) are available and may be obtained from a financial planner representing HSBC Life. You should read them before deciding whether to subscribe for units in the ILP Sub-fund(s).

This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for Your Policy is automatic and no further action is required from You. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

All information is correct as of 01 February 2023.

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A rewarding harvest, 
within reach

HSBC Life Wealth Harvest

HSBC Life Wealth Harvest is an investment plan to grow your wealth with a limited charge period of premium payments.

HSBC Life Wealth Harvest

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