Flexible premium payment options

Choose to invest using your cash, Supplementary Retirement Scheme (SRS), Central Provident Fund (CPF) Ordinary Account (CPF-OA) or CPF Special Account (CPF-SA) monies

Wide Range of Investment Options

Invest in our range of professionally managed investment subfunds according to your risk profile. HSBC Life Wealth Invest (Cash/SRS) customers are entitled to a wider range of close to one hundred available funds

Flexible Investment Opportunities

Adapt to varying market conditions with unlimited free fund switches1and withdrawals2. You also have the option to do ad hoc top-ups or recurring single premiums into your policy

Guaranteed Issuance

Enjoy hassle-free policy application without the need to go through medical check-ups or examination prior to the issuance of policy

Free and Guaranteed Life Coverage

Ensure peace of mind through financial protection for your family in an unfortunate event of death3 or terminal illness

To find out more, please refer to our brochure.

Creating a plan for your future is never easy. It is important to have flexibility while growing your wealth.

With HSBC Life Wealth Invest (Cash/SRS) or HSBC Life Wealth Invest (CPF), you can invest in a wide range of funds managed by established fund managers and receive death coverage without interruption to your wealth accumulation plan.

What is Covered

Features

CASH:
Life Assured: 1 month old to 60 years old4
Policyholder: 18 to 60 years old4

SRS: 
Life Assured: 21 to 58 years old4
Policyholder: 21 to 58 years old4

HSBC LIFE WEALTH INVEST CPF: 
Life Assured: 21 to 58 years old4
Policyholder: 21 to 58 years old4

Whole of life (till age 99)4 coverage against death and terminal illness, for as long the policy is in-force

Eligibility and Options

The minimum switching amount is the lower of S$1,000 or 100% of the value of the original fund. Switching should not result in any of the original funds or the new funds falling below the minimum holding amount of S$1,000. We reserve the right to impose a switching fee by giving the Policyholder one month’s written notice.

The minimum withdrawal amount is S$1,000. Should the withdrawal result in the policy falling below the minimum policy value of S$10,000, the policy will be considered a full surrender.

Receive death benefit at a minimum of 101% of the total premiums you have invested. You are protected against investment losses upon death and terminal illness (TI), regardless of your policy performance. Total premiums refer to the initial single premium plus any recurring single premiums paid to date, top-ups, and less any partial withdrawals. Any overdue Policy charges (if applicable) will be deducted from the Death Benefit payable under the Policy.

Minimum entry age: Based on attained age. 
Maximum entry age: Based on age nearest birthday.

Product T&Cs

T&C's

Policy Information and Downloads

Downloads

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Get In Touch

This plan is underwritten by HSBC Life (Singapore) Pte. Ltd. (“HSBC Life”). This advertisement is not a contract of insurance and not for use outside Singapore. The precise terms and conditions are specified in the policy contract. 

This advertisement is for your information only and does not have any regard to your specific investment objectives, financial situation or particular needs. You may wish to seek advice from a financial planner before making a commitment to buy the product, and if you choose not to seek advice, you should consider whether the product is suitable for you. 

Buying a life insurance policy is a long-term commitment. An early termination usually involves high costs and the surrender value payable may be less than the total premiums paid.

Buying an Investment-Linked Policy (“ILP”) comes with investment risks, as the value of units in the ILP Sub-fund(s) and income accruing to the units, if any, may rise or fall, which may lead to possible loss of the principal amount invested.

A Product Summary with details on product features and charges and a Product Highlights Sheet in relation to the ILP Sub-fund(s) are available and may be obtained from a financial planner representing HSBC Life. You should read them before deciding whether to subscribe for units in the ILP Sub-fund(s).

This Policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for Your Policy is automatic and no further action is required from You. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Us or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

All information is correct as of 01 February 2023.

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Build and protect your dreams

HSBC Life Wealth Invest

With HSBC Life Wealth Invest (Cash/SRS), you can plan for your future or retirement by having enough finances and protection for loved ones.

HSBC Life Wealth Invest

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